MIME-Version: 1.0
Content-Type: multipart/related; boundary="----=_NextPart_01C78FC4.AD371A20"

This document is a Single File Web Page, also known as a Web Archive file.  If you are seeing this message, your browser or editor doesn't support Web Archive files.  Please download a browser that supports Web Archive, such as Microsoft Internet Explorer.

------=_NextPart_01C78FC4.AD371A20
Content-Location: file:///C:/2B7619E5/Mrs_Vijayalakshmi_Viswanathan_Article.htm
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset="us-ascii"

<html xmlns:v=3D"urn:schemas-microsoft-com:vml"
xmlns:o=3D"urn:schemas-microsoft-com:office:office"
xmlns:w=3D"urn:schemas-microsoft-com:office:word"
xmlns:st1=3D"urn:schemas-microsoft-com:office:smarttags"
xmlns=3D"http://www.w3.org/TR/REC-html40">

<head>
<meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dus-ascii">
<meta name=3DProgId content=3DWord.Document>
<meta name=3DGenerator content=3D"Microsoft Word 11">
<meta name=3DOriginator content=3D"Microsoft Word 11">
<link rel=3DFile-List
href=3D"Mrs_Vijayalakshmi_Viswanathan_Article_files/filelist.xml">
<link rel=3DEdit-Time-Data
href=3D"Mrs_Vijayalakshmi_Viswanathan_Article_files/editdata.mso">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]-->
<title>Transport Infrastructure &#8212; Innovation must be at the core </ti=
tle>
<o:SmartTagType namespaceuri=3D"urn:schemas-microsoft-com:office:smarttags"
 name=3D"City"/>
<o:SmartTagType namespaceuri=3D"urn:schemas-microsoft-com:office:smarttags"
 name=3D"PlaceType"/>
<o:SmartTagType namespaceuri=3D"urn:schemas-microsoft-com:office:smarttags"
 name=3D"PlaceName"/>
<o:SmartTagType namespaceuri=3D"urn:schemas-microsoft-com:office:smarttags"
 name=3D"country-region"/>
<o:SmartTagType namespaceuri=3D"urn:schemas-microsoft-com:office:smarttags"
 name=3D"place"/>
<!--[if gte mso 9]><xml>
 <o:DocumentProperties>
  <o:Author>aa</o:Author>
  <o:Template>Normal</o:Template>
  <o:LastAuthor>aa</o:LastAuthor>
  <o:Revision>3</o:Revision>
  <o:TotalTime>13</o:TotalTime>
  <o:Created>2007-05-06T04:24:00Z</o:Created>
  <o:LastSaved>2007-05-06T04:25:00Z</o:LastSaved>
  <o:Pages>1</o:Pages>
  <o:Words>1446</o:Words>
  <o:Characters>8246</o:Characters>
  <o:Company>xx</o:Company>
  <o:Lines>68</o:Lines>
  <o:Paragraphs>19</o:Paragraphs>
  <o:CharactersWithSpaces>9673</o:CharactersWithSpaces>
  <o:Version>11.5606</o:Version>
 </o:DocumentProperties>
</xml><![endif]--><!--[if gte mso 9]><xml>
 <w:WordDocument>
  <w:SpellingState>Clean</w:SpellingState>
  <w:GrammarState>Clean</w:GrammarState>
  <w:ValidateAgainstSchemas/>
  <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
  <w:IgnoreMixedContent>false</w:IgnoreMixedContent>
  <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
  <w:Compatibility>
   <w:BreakWrappedTables/>
   <w:SnapToGridInCell/>
   <w:ApplyBreakingRules/>
   <w:WrapTextWithPunct/>
   <w:UseAsianBreakRules/>
   <w:UseWord2002TableStyleRules/>
  </w:Compatibility>
  <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>
 </w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
 <w:LatentStyles DefLockedState=3D"false" LatentStyleCount=3D"156">
 </w:LatentStyles>
</xml><![endif]--><!--[if !mso]><object
 classid=3D"clsid:38481807-CA0E-42D2-BF39-B33AF135CC4D" id=3Dieooui></objec=
t>
<style>
st1\:*{behavior:url(#ieooui) }
</style>
<![endif]-->
<style>
<!--
 /* Style Definitions */
 p.MsoNormal, li.MsoNormal, div.MsoNormal
	{mso-style-parent:"";
	margin:0in;
	margin-bottom:.0001pt;
	mso-pagination:widow-orphan;
	font-size:12.0pt;
	font-family:"Times New Roman";
	mso-fareast-font-family:"Times New Roman";}
p
	{mso-margin-top-alt:auto;
	margin-right:0in;
	mso-margin-bottom-alt:auto;
	margin-left:0in;
	mso-pagination:widow-orphan;
	font-size:12.0pt;
	font-family:"Times New Roman";
	mso-fareast-font-family:"Times New Roman";}
span.SpellE
	{mso-style-name:"";
	mso-spl-e:yes;}
span.GramE
	{mso-style-name:"";
	mso-gram-e:yes;}
@page Section1
	{size:8.5in 11.0in;
	margin:1.0in 1.25in 1.0in 1.25in;
	mso-header-margin:.5in;
	mso-footer-margin:.5in;
	mso-paper-source:0;}
div.Section1
	{page:Section1;}
-->
</style>
<!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-parent:"";
	mso-padding-alt:0in 5.4pt 0in 5.4pt;
	mso-para-margin:0in;
	mso-para-margin-bottom:.0001pt;
	mso-pagination:widow-orphan;
	font-size:10.0pt;
	font-family:"Times New Roman";
	mso-ansi-language:#0400;
	mso-fareast-language:#0400;
	mso-bidi-language:#0400;}
</style>
<![endif]-->
</head>

<body lang=3DEN-US style=3D'tab-interval:.5in'>

<div class=3DSection1>

<p class=3DMsoNormal><b>Date<span class=3DGramE>:04</span>/05/2007</b> <b>U=
RL:
http://www.thehindubusinessline.com/2007/05/04/stories/2007050400050800.htm=
</b>
<o:p></o:p></p>

<div class=3DMsoNormal align=3Dcenter style=3D'text-align:center'>

<hr size=3D2 width=3D"100%" align=3Dcenter>

</div>

<p class=3DMsoNormal><b><span style=3D'font-size:13.5pt;color:blue'><!-- st=
ory begins -->Transport
Infrastructure &#8212; Innovation must be at the core </span></b><o:p></o:p=
></p>

<p><span class=3DSpellE><b>Vijayalakshmi</b></span><b> <span class=3DSpellE=
>Viswanathan</span>
</b><o:p></o:p></p>

<table class=3DMsoNormalTable border=3D0 cellpadding=3D0 width=3D"100%"
 style=3D'width:100.0%;mso-cellspacing:1.5pt;background:#F9EADD'>
 <tr style=3D'mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>
  <td style=3D'padding:.75pt .75pt .75pt .75pt'>
  <p class=3DMsoNormal><i>Already into the first fiscal of the Eleventh Pla=
n, <span
  class=3DGramE>a focused investment strategy with some out-of-the-box solu=
tions
  are</span> the crying need of the hour if the country's transport
  infrastructure is to remain ahead of demand. In this context, the Indian
  Railways should formulate and spell out its investment strategy taking no=
te
  of all options, says VIJAYALAKSHMI VISWANATHAN. </i><o:p></o:p></p>
  </td>
 </tr>
</table>

<p class=3DMsoNormal align=3Dcenter style=3D'text-align:center'><!--[if gte=
 vml 1]><v:shapetype
 id=3D"_x0000_t75" coordsize=3D"21600,21600" o:spt=3D"75" o:preferrelative=
=3D"t"
 path=3D"m@4@5l@4@11@9@11@9@5xe" filled=3D"f" stroked=3D"f">
 <v:stroke joinstyle=3D"miter"/>
 <v:formulas>
  <v:f eqn=3D"if lineDrawn pixelLineWidth 0"/>
  <v:f eqn=3D"sum @0 1 0"/>
  <v:f eqn=3D"sum 0 0 @1"/>
  <v:f eqn=3D"prod @2 1 2"/>
  <v:f eqn=3D"prod @3 21600 pixelWidth"/>
  <v:f eqn=3D"prod @3 21600 pixelHeight"/>
  <v:f eqn=3D"sum @0 0 1"/>
  <v:f eqn=3D"prod @6 1 2"/>
  <v:f eqn=3D"prod @7 21600 pixelWidth"/>
  <v:f eqn=3D"sum @8 21600 0"/>
  <v:f eqn=3D"prod @7 21600 pixelHeight"/>
  <v:f eqn=3D"sum @10 21600 0"/>
 </v:formulas>
 <v:path o:extrusionok=3D"f" gradientshapeok=3D"t" o:connecttype=3D"rect"/>
 <o:lock v:ext=3D"edit" aspectratio=3D"t"/>
</v:shapetype><v:shape id=3D"_x0000_i1026" type=3D"#_x0000_t75" style=3D'wi=
dth:263.25pt;
 height:194.25pt'>
 <v:imagedata src=3D"Mrs_Vijayalakshmi_Viswanathan_Article_files/image001.j=
pg"
  o:title=3D"2007050400050801"/>
</v:shape><![endif]--><![if !vml]><img width=3D351 height=3D259
src=3D"Mrs_Vijayalakshmi_Viswanathan_Article_files/image001.jpg" v:shapes=
=3D"_x0000_i1026"><![endif]><CREDIT></CREDIT><br>
<span style=3D'font-size:10.0pt'>HAVING BECOME more competitive, the Railwa=
ys
should aim for a greater share of the freight market from the current 25 per
cent. &#8212; <span class=3DSpellE>Sushil</span> Kumar <span class=3DSpellE=
>Verma</span>
</span><o:p></o:p></p>

<p>Quality and capacity of physical infrastructure are the major determining
factors for the economic development of a nation. In planning a transport
policy framework, it is imperative that the transport developments align wi=
th
the overall economic growth. In fact, the transport infrastructure should
remain ahead of demand. <o:p></o:p></p>

<p>The Railways continues to be an important mode of transport and the
incremental freight growth of over 200 million <span class=3DSpellE>tonnes<=
/span>
registered in the last four years reinforces the vital role of this
infrastructure. Freight has grown at an annual compound rate of 9 per cent =
in
the last three years. Having made <span class=3DGramE>itself</span> competi=
tive,
the Railways should aim for a greater share of the market from the current =
25
per cent. The Railway Budget for 2007-08 declares that a `twin mid-term and
long-term investment strategy will be adopted to enhance productivity throu=
gh <span
class=3DSpellE>modernisation</span> and technological <span class=3DSpellE>=
upgradation</span>
on the one hand and enhancement of capacity of the network and rolling stoc=
k on
the other'. <o:p></o:p></p>

<p>The targets for Eleventh Plan are 1,100 million <span class=3DSpellE>ton=
nes</span>
of freight loading in the terminal year compared to 726 million <span
class=3DSpellE>tonnes</span> at the end of the Tenth Plan. Passenger traffi=
c is
expected to reach 8,400 million from 6,242 million in 2006-07. To meet these
ambitious targets the Railways has projected an investment of <span
class=3DSpellE>Rs</span> 3 <span class=3DSpellE>lakh</span> <span class=3DS=
pellE>crore</span>.
Of this, 40 per cent is to be via the Public-Private-Partnership route
including container trains, Dedicated Freight Corridors, logistic parks, and
warehousing. <o:p></o:p></p>

<p>It has been assessed that the average annual investment required for all
infrastructure (rail, roads, ports and civil aviation) is <span class=3DSpe=
llE>Rs</span>
2,90,000 <span class=3DSpellE>crore</span> from this fiscal, while the actu=
al
allocation is <span class=3DSpellE>Rs</span> 2,05,100 <span class=3DSpellE>=
crore</span>
with a budgetary support of <span class=3DSpellE>Rs</span> 1,54,939 <span
class=3DSpellE>crore</span>. Against the Railways' requirement of <span
class=3DSpellE>Rs</span> 36,000 <span class=3DSpellE>crore</span> the Budge=
t for
the current year provides <span class=3DSpellE>Rs</span> 31,000 <span
class=3DSpellE>crore</span>. Internal resources and contribution from
extra-Budgetary resources account for three-fourths of the Plan outlay. <o:=
p></o:p></p>

<p><span style=3D'color:red'>Low Private Interest <o:p></o:p></span></p>

<p>While telecom and civil aviation sectors have attracted private capital
essentially due to short gestation periods and the comparatively low capital
requirements, other physical infrastructure areas, especially the Railways,
have not been able to make any significant dent in the BOLT, BOT routes whi=
ch
they have been experimenting for a few decades now. The Wagon Investment Sc=
heme
introduced recently, with incentives such as assured number of rakes, is
expected to contribute <span class=3DSpellE>Rs</span> 210 <span class=3DSpe=
llE>crore</span>
only in 2006-07 as per the Revised Estimates. The Budget Estimates for 2007=
-08
provide for <span class=3DSpellE>Rs</span> 500 <span class=3DSpellE>crore</=
span>
for this scheme. <o:p></o:p></p>

<p><span class=3DSpellE>PPPs</span> may create a competitive environment, l=
ead to
greater efficiency and reduce costs, but the Indian experience is that it is
neither easy nor automatic to implement this approach. In his Budget speech,
the Railway Minister observed that, &quot;I am not in <span class=3DSpellE>=
favour</span>
of blind <span class=3DSpellE>privatisation</span> of the Railways nor is P=
PP a
compulsion or fashion for us. We are seeking partnership with the private
sector on the terms that are in the interest of Railways and our
customers.&quot; <o:p></o:p></p>

<p>It may be relevant to note that even a well-defined policy framework,
assuring fair returns to investors and ensuring quality supply/service at
reasonable cost protecting the interest of users, will not be a sufficient
incentive for private funds to flow into what is a rather tricky investment.
The gestation period is too long (more than 30 years) to <span class=3DSpel=
lE>visualise</span>
results with reasonable certainty. Cost escalation is the rule rather than
exception. Revenue generation forecasts are normally over-stated and may not
stand the test of independent appraisal. In this context, Government's
intention to rate the projects before posing for private funding is a welco=
me
move. <o:p></o:p></p>

<p>This leads us to the inevitable question of innovative funding mechanisms
and there are lessons to learn from world experience. The European Union ha=
s <span
class=3DSpellE>recognised</span> the imperative of public funding in
infrastructure and accordingly set up the `Cohesion Fund 2007-2013' to fina=
nce
environmental measures and the Trans-European transport network. Railways a=
re
rated as a high quality infrastructure ensuring mobility of persons and goo=
ds.
The Fund is aimed at co-financing projects up to 85 per cent. A high-level
group of the European Commission has compiled a list of 30 priority project=
s,
the cost of which is estimated to be 225 billion euro, to be launched before
2010. These projects, defined as being in the interest of the community,
include 20 high-speed and conventional lines as also high speed trains. <o:=
p></o:p></p>

<p>It will be rather difficult to <span class=3DSpellE>visualise</span> a s=
imilar
funding device for Asian emerging economies. The next alternative is to tap=
 the
multilateral institutions such as the Asian Development Bank. It has been
reported that an Eminent Persons Group (EPG) has recommended a fresh focus =
for
the Bank. The ADB has developed expertise in funding infrastructure. The In=
dian
Railways already has a sanctioned loan of <span class=3DSpellE>Rs</span> 1,=
500 <span
class=3DSpellE>crore</span> from the ADB with the possibility of another <s=
pan
class=3DSpellE>tranche</span>. <o:p></o:p></p>

<p>The EPG, which was headed by UNCTAD Secretary-General, <span class=3DSpe=
llE>Mr</span>
<span class=3DSpellE>Supachai</span> <span class=3DSpellE>Panitchpakdi</spa=
n>,
suggested that the refocused ADB should concentrate on six core areas &#821=
2;
infrastructure development, financial development, energy and environmental
activities, regional integration, technological development and knowledge
management &#8212; apart from its poverty alleviation <span class=3DSpellE>=
programme</span>
in the low-income economies. <st1:country-region w:st=3D"on"><st1:place w:s=
t=3D"on">India</st1:place></st1:country-region>
should aggressively pursue this funding mechanism as a possible source. <o:=
p></o:p></p>

<p>The burgeoning foreign exchange reserves (they have crossed $200 billion)
have led to demands for using them for infrastructure development. Setting =
up
an Infrastructure Investment Corporation with a corpus of $7-10 billion is
being talked about. <o:p></o:p></p>

<p><span style=3D'color:red'>Using the <span class=3DSpellE>Forex</span> Ri=
ches <o:p></o:p></span></p>

<p>Those <span class=3DSpellE>favouring</span> such a venture cite <st1:cou=
ntry-region
w:st=3D"on"><st1:place w:st=3D"on">Singapore</st1:place></st1:country-regio=
n>'s
experiments with managing its <span class=3DSpellE>forex</span> reserves th=
rough
Government of Singapore Investment Corporation (GIC). But, then, GIC does n=
ot
invest within the country as the funds are considered to be Emergency Fund.
Further, it is oriented towards fetching better returns for the reserves. It
may be useful at this juncture to assess the Chinese <span class=3DSpellE>s=
ceneChina</span>
plans to invest a whopping 1.25 trillion <span class=3DSpellE>yuan</span> (=
$154.5
billion) in 2006-2010 to augment the capacity by 30 per cent. <o:p></o:p></=
p>

<p>Further, the cost of <st1:country-region w:st=3D"on"><st1:place w:st=3D"=
on">China</st1:place></st1:country-region>'s
ambitious goal to reach one <span class=3DSpellE>lakh</span> <span class=3D=
SpellE>kilometres</span>
by 2020 will be 2 trillion <span class=3DSpellE>yuan</span> ($247.2 billion=
). The
Chinese Government cannot hope to fund such a huge investment by itself. In
this context, remarks of the Vice-Chairman of China's National People Congr=
ess,
<span class=3DSpellE>Mr</span> Cheng <span class=3DSpellE>Siwei</span>, that
Chinese <span class=3DSpellE>forex</span> reserves of $1 trillion (as of Ja=
nuary
1) are to be put to better use, assume significance. The IMF has indicated =
that
<st1:country-region w:st=3D"on"><st1:place w:st=3D"on">China</st1:place></s=
t1:country-region>
requires only $650 billion as a reserve for economic stability of the count=
ry
and the balance can be used more efficiently. It will be interesting to fol=
low
the strategy the Chinese Railways propose to adopt, and perhaps take a leaf=
 or
two out of their experience. <o:p></o:p></p>

<p><span style=3D'color:red'>Freight Corridors <o:p></o:p></span></p>

<p>The Indian Railways has decided to construct Dedicated Freight Corridors=
 in
the Western and Eastern sectors. It is estimated that the traffic on the
Western Corridor will grow from 23 million <span class=3DSpellE>tonnes</spa=
n> in
2005-06 to 40 million <span class=3DSpellE>tonnes</span> by 2021-22. Simila=
rly,
the total traffic on the Eastern Corridor is expected to grow from 53 milli=
on <span
class=3DSpellE>tonnes</span> in 2005-06 to 144 million <span class=3DSpellE=
>tonnes</span>
by 2021-22. The cost of the Western Corridor, from the <st1:place w:st=3D"o=
n"><st1:PlaceName
 w:st=3D"on">Jawaharlal</st1:PlaceName> <st1:PlaceName w:st=3D"on">Nehru</s=
t1:PlaceName>
 <st1:PlaceType w:st=3D"on">Port</st1:PlaceType></st1:place> to <span
class=3DSpellE>Tughlakabad</span>, is put at <span class=3DSpellE>Rs</span>=
 16,592 <span
class=3DSpellE>crore</span>. <o:p></o:p></p>

<p>The Eastern Corridor, from <st1:City w:st=3D"on"><st1:place w:st=3D"on">=
<span
  class=3DSpellE>Ludhiana</span></st1:place></st1:City> to <span class=3DSp=
ellE>Sonnagar</span>,
is estimated to cost Rs11<span class=3DGramE>,589</span> <span class=3DSpel=
lE>crore</span>.
Considering the importance of the project, the Railways has decided to set-=
up a
PSU &#8212; Dedicated Freight Corridor Corporation of India Limited &#8212;
under the administrative control of the Ministry. The company will explore =
all
possible funding options including debt &#8212; domestic as well as off-sho=
re
&#8212; multi-lateral funding, export credit and budgetary support apart fr=
om
seeking Japanese assistance under Special Terms of Economic Partnership. <o=
:p></o:p></p>

<p>The Railways can probably study the <st1:place w:st=3D"on">Hong Kong</st=
1:place>
model where property development has been used to fund the rail network. Ma=
ss
Transit Railway Corporation Limited of Hong Kong (MTRCL), a private company,
has been successfully adopting this strategy. <o:p></o:p></p>

<p>Rail infrastructure being highly capital intensive, not only during the
initial construction phase but also through the life of the operation, to
ensure sustained quality service and also to meet the demands of a listed
company, funding through property rights has been devised. <o:p></o:p></p>

<p>Having already entered into the first fiscal of the Eleventh Plan, a <sp=
an
class=3DSpellE>focussed</span> investment strategy with some out-of-the-box
solutions are the crying need of the hour. The Indian Railways should formu=
late
and spell out its investment strategy taking note of all options. <o:p></o:=
p></p>

<p><b>(The author is a former Financial Commissioner of the Indian Railways=
.) <o:p></o:p></b></p>

<p><WEB></WEB></RELLINK><!-- Bottom Template Starts -->&copy; Copyright 200=
0 -
2006 <span class=3DGramE>The</span> Hindu Business Line<o:p></o:p></p>

<p class=3DMsoNormal><o:p>&nbsp;</o:p></p>

</div>

</body>

</html>

------=_NextPart_01C78FC4.AD371A20
Content-Location: file:///C:/2B7619E5/Mrs_Vijayalakshmi_Viswanathan_Article_files/image001.jpg
Content-Transfer-Encoding: base64
Content-Type: image/jpeg
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------=_NextPart_01C78FC4.AD371A20
Content-Location: file:///C:/2B7619E5/Mrs_Vijayalakshmi_Viswanathan_Article_files/filelist.xml
Content-Transfer-Encoding: quoted-printable
Content-Type: text/xml; charset="utf-8"

<xml xmlns:o=3D"urn:schemas-microsoft-com:office:office">
 <o:MainFile HRef=3D"../Mrs_Vijayalakshmi_Viswanathan_Article.htm"/>
 <o:File HRef=3D"image001.jpg"/>
 <o:File HRef=3D"filelist.xml"/>
</xml>
------=_NextPart_01C78FC4.AD371A20--

